Ramblings at Random

  AFFILIATE MARKETING   FINANCIAL TIPS on Earn More With ACCESSTRADE Malaysia’s Referral Programme In Just 3 Steps Times are tough and we know that you would have heard that statement countless times since March this year. With the increase of COVID-19 cases since September 2020 and the CMCO which started in October 2020, times are indeed getting tougher. We, at ACCESSTRADE Malaysia, have come up with a plan to help our affiliate marketers earn more money during this economic uncertainty.  ACCESSTRADE Malaysia’s Referral Programme  rewards affiliate marketers who introduce new members to join the platform. With a lot of people looking for a side income, we believe this campaign will benefit both the referrer and the referee. So, what should you do and what is the incentive? How to participate in the Referral Programme? Worry not! It only takes three easy and straightforward steps! Sign up  to become an ACCESSTRADE Publisher if you are not one yet. Access the Pub...

  LIFESTYLE & PRODUCTS on Lesser-Known Travel Spots In Malaysia Within Your Budget The cases are going down and the vaccination drive is going on at full speed! It looks like a normal life is within reach. Malaysians are hopeful that shopping, dining out, and travelling can be done without fearing for our lives!  For the past year, things have been strange, sad, and hopeless as we saw the number of cases rising, the economy being affected, and the frontliners fighting while risking their own lives. It finally seems like we can take a breath and wait for better times.  This means you can start making travelling plans again! Since it might be some time for the international borders to open, domestic travel is the way to go! You would also be helping to boost the local economy after a year of troubles. If you have travelled extensively in Malaysia, you might find it hard to get excited about revisiting the  travel hot spots in Malaysia . But, worry not, Malaysia is ...

on COVID-19: 3 Important Financial Lessons For Youngsters Source: Freepik Money management skills can make or break a person’s future. Poor money habits can lead to zero savings and high debt while good money habits can lead to financial independence and secure life. Especially during uncertain times like this during the COVID-19 pandemic, it is crucial to make sure you are on track with your finances. Gen Z and millennials need to learn how to manage money wisely since a misstep can lead to financial disasters. Just like health, wealth is an important component of life. Here are 3 important money lessons for youngsters who are starting to build their financial portfolios, especially during COVID-19. Budget, track and spend wisely Source: Freepik Once you get your salary, it is crucial to allocate your income to necessities, debts, savings, and so on. One of the most popular budgeting rules is the  50/30/20 rule  popularised by US Senator Elizabeth Warren. She suggests that 50...

  AFFILIATE MARKETING   NEWS Watch Out For The Latest Scams That Misuse ACCESSTRADE’s Company Name – ‘Warning Letter’ and ‘Part-Time Job’  on Watch Out For The Latest Scams That Misuse ACCESSTRADE’s Company Name – ‘Warning Letter’ and ‘Part-Time Job’  ACCESSTRADE’s company name is once again being misused in online scams! Therefore, we would like to re-emphasize that  ACCESSTRADE MALAYSIA IS NOT INVOLVED IN ANY SCAMS   and we advise you to be alert towards these scams as shown below! ‘Warning Letter’ Scams With regard to this ‘warning latter’ scam (as shown in the screenshot above) misusing our  INTERSPACE group  and  ACCESSTRADE  company name/logo as well as fake signatures of our management, which was reported by Singapore internet users earlier in November 2021, we would like to announce that ACCESSTRADE only sends emails and information through ACCESSTRADE  official accounts . We will  NEVER  send emails including sign...

"My Lord! Grant me the power and ability that I may be grateful for Your Favours which You have bestowed on me and on my parents, and that I may do righteous good deeds that will please You, and admit me by Your Mercy among Your righteous slaves." -(Surah An-Naml, verse 19) Saltwater Aquarium 101 - Hammer Coral Like Torch Coral, Hammer Coral got its name due to the hammerhead-like tip of its tentacles. Though they belong to the same parent species, and both have stinging capability, Hammer Coral will lose the battle to Torch Coral, never put them near each other. Hammer Coral may also replace Anemone to be Nemo's playground, but it might be unfavorable to the coral itself. Hammer Coral when light's on @ awake: Hammer Coral when light's off @ asleep: Remember last post, I shared a picture of Torch Coral doing some nature calls. That might be true because we feed it with shrimp, so it's expelling waste. However, if that's not the case, that probably is an in...

" Our Lord! Bestow on us from our spouses and our offspring the comfort of our eyes, and make us leaders of the Muttaqun (the pious). "  -(Surah Al-Furqan, verse 74) Saltwater Aquarium 101 - Torch Coral Name given based on the round shape of the tip of its tentacles. When it sways with the flow, looks like Medusa's hair, yikes. They breed by growing new branches/heads. Beware not to put them near other types of corals because they use nematocyst to sting as a defend mechanism. If the torch coral do not open or those tentacles do not extend, that's an indicator that it is stress. Perhaps you'll need to check the water parameter or if there's any fish bothering/nipping on them. Torch Coral when light's on @ awake: Torch Coral when light's off @ asleep: Since corals are animal, they do have nature calls as well, at first we thought that's a parasite worm, but naa, it's just the poo: Our oldest Torch Coral, I think was constantly bullied by Nemos t...

"Our Lord! Avert from us the torment of Hell. Verily its torment is ever an inseparable, permanent punishment. " -(Surah Al-Furqan, verse 65) Saltwater Aquarium 101 - Brain Coral In a colony, these Brain Corals really resemble a brain, especially their grooves. Corals generally consist of two types; hard and soft. Brain Corals may look fluffy, but they are under hard corals category. Noticed that during awake or asleep, it looks the same, that's because underneath it is actually a  skeleton. Brain Coral when light's on @ awake: Brain Coral when light's off @ asleep: Brain Coral's tentacles appearing when food is detected: Brain Coral inflating itself trying to shed something off: The bigger Brain Coral just died recently, this is how its  calcium carbonate  skeleton looks like : Eat to Live Today's confectionery made:  Mini Popia + Popia Simpul Charity Suggestion for Today Islamic Aid Malaysia Bank Details: Maybank 5640 7000 2424 Till then, my prayers for ...

"Our Lord! We believe, so forgive us, and have mercy on us, for You are the Best of all who show mercy! "   -(Surah Al-Mu'minun, verse 109) Saltwater Aquarium 101 - Orange Yuma Mushroom Did you know, that the colour of the coral affects its price range? Since Nemo's Anemones are expensive, we opt for Orange Yuma Mushroom instead. We found this video from YouTube, they managed to caught a time lapse of how Yuma Mushroom feeds: Orange Yuma Mushroom when light's on @ awake: Orange Yuma Mushroom when light's off @ asleep: Orange Yuma Mushroom breeds @ how its baby looks like: Eat to Live Today's main dish made:  Ikan Stim Sayur Charity Suggestion for Today MyKasih Foundation Bank Details: AMBANK (M) BERHAD 217-201-200645-9 Till then, my prayers for you and your family 🌷

"My Lord! I seek refuge with You from the whisperings (suggestions) of the Shayatin (devils). And I seek refuge with You, My Lord! lest they should come near me. "  -(Surah Al-Mu'minun, verse 97-98) Saltwater Aquarium 101 - Button Polyps Apparently, there are many types of Button Polyps, ours is Brown Button Polyps, I think, though not sure. What's polyp you asked? We keep reading about it when it comes to corals, right? Surprise, surprise, corals are invertebrate animals . Button Polyps when light's on @ awake: Button Polyps when light's off @ asleep: Just so you know, certain button polyps will release palytoxin when it feels threatened, careful not to touch with bare hands, or better yet, don't take that species (@_@) Eat to Live Today's dish? Kitchen's close today (-_^) Charity Suggestion for Today Serantau Muslim Bank Details: Maybank 5641 0042 1083 Till then, my prayers for you and your family 🌷

"My Lord! Cause me to land at a blessed landing-place, for You are the Best of those who bring to land. " -(Surah Al-Mu'minun, verse 29) Saltwater Aquarium 101 - Blastomussa I always confused myself, calling this coral Blastoise, that's a Pokemon. If suddenly your Blasto detached itself and went somewhere, maybe you should check your lighting or waterflow. They said, Blasto does best under moderate lighting and low water flow. Blasto when light's on @ awake: Blasto when light's off @ asleep: Blasto tried to enjoy its food before being snatched away: Eat to Live Today's appetizer:  Samosa Charity Suggestion for Today Malaysian AIDS Foundation Bank Details: Maybank 5141 0542 1257 Till then, my prayers for you and your family 🌷

"O my Lord! Open for me my chest (grant me self-confidence, contentment and boldness). And ease my task for me. And loose the knot from my tongue (incorrectness from my speech). That they understand my speech. " -(Surah Ta-Ha, verse 25-28) Saltwater Aquarium 101 - Green Star Polyps (GSP) Before we discuss further about aquarium light, let me share our corals that are still alive, and show you the comparison when there's light and vice versa so that you'll appreciate the light more. First coral, Green Star Polyps also known as GSP. They look like fluorescent grass, we bought it when it's just that tiny with few polyps, and now look at how it flourishes, almost covering the top life rock. As long as there's light, water flow, and at times feed them with liquid food, these GSP will be in good hands. GSP when light's on @ awake: GSP when light's off @ asleep: Eat to Live Today's main dish made:  Tom Yam Ayam Sayur Charity Suggestion for Today National ...